FREE REPORT
Learn 12 Little Know Ways That Savvy Property Investors Are Using To Maximise Their Borrowing Capacity To Build Large Property Portfolios…
AND How You Can Do The Same!
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FREE REport Reveals…
12 Ways To Super-Charge Your Borrowing Power Without Necessarily Increasing Your Work Income.
If you are serious about learning how to best increase your borrowing capacity to help you invest in property then this report is for you!
By reading this report you will:
Learn and understand that income types are treated differently by different lenders, at the extreme of the spectrum, some income types may be excluded altogether by some lenders and included by others. This alone can make a significant difference in your overall borrowing power or ability to buy multiple investment properties.
Learn the advantages and disadvantages for couples in applying for investment loans in their individual names rather than in their joint names. You will learn why this seemingly simple process can significantly boost a couples overall borrowing capacity with specific lenders.
Learn why sophisticated property investors utilise multiple lenders when building their property portfolios and the importance of understanding that some lenders look at ‘actual loan repayments’, whilst others ‘benchmark loan repayments’, knowing the difference is essential for you as a property investor.
Learn how savvy property investors utilise other people’s incomes or equity via Joint Ventures (JVs), which is simply joining forces with a business partner, friend or family and pooling your resources together. Learn the advantages and disadvantages of JVs used to leverage other people’s borrowing capacity, or to leverage other people’s equity, in order to buy investment properties.
Learn the pros and cons of consolidating your short term debts into long term debts and how this very simple principle can lower your overall monthly financial commitments, thereby boosting your overall buying power. This section is relevant for both first home buyers and property investors alike.
PLUS much, much more!
This report is based on extracts from the book ‘Australian Property Finance Made Simple’ by Konrad Bobilak
What ‘Australian Property Finance Made Simple’ book with teach you:
- How to potentially save thousands of dollars in interest payments and pay off your current 30 year Principal and Interest Mortgage in 15 years or less, potentially saving you tens or even hundreds of dollars in interest payments to the bank.
- How to correctly structure your first and subsequent investment property acquisitions and why you should never cross-collateralise your properties.
- The function and importance of LVR (Loan to Value Ratio), LOC (Line Of Credit facilities), LMI (Lenders Mortgage Insurance), Offset Accounts and Terms and Conditions Loans.
- How to beat the banks at their own game by understanding the exact formulas that the banks use to work out how much money you can borrow: DSR (Debt Servicing Ration).
- 12 Powerful Ways to ‘Super-Charge’ your borrowing capacity that will enable you to buy more property than you ever thought possible.
- 19 Crucial Questions that you must know in order to choose the best Mortgage Broker in the industry.
- 12 Most Common and Deadly ‘Property Finance’ Mistakes and how you can avoid them.
“Konrad Bobilak is one of Australia’s leading Presenters on Finance and Property. He not only imparts this knowledge but provides the tools that people need to actively transfer information to action.”
About The Author
Konrad Bobilak
Konrad Bobilak, the CEO and founder of Investors Prime Real Estate, has spent his entire career in the Financial Services, Banking, and Real Estate industries in Melbourn
Konrad’s formal education consists of a Bachelor of Business Management (B.Bus.Mgt), at Monash University, specialising in Organizational Change, later undertaking further studies in Financial Planning, Mortgage Broking and his ultimate passion, Real Estate. In addition, he has extensive experience in Managed Funds, Risk Insurance, Real Estate Sales, Commercial Lending, Residential Lending, and Asset Finance, as well as being a Financier for one of the four major banks.
In his variety of roles, working predominantly with high net worth individuals, Konrad has literally had a wealth of exposure to the unique mindset and financial structures of truly successful people and investors. It is his experience and insight that renders him a most astute investor himself, having personally built a multi-million-dollar property portfolio in Melbourne and Queensland over the last decade; he truly practises what he preaches. Konrad’s unique insights into ‘Wealth Psychology’ combined with a highly specialised knowledge of the Finance and the Real Estate Industry in Australia, have made him a sought after Real Estate and Finance key note speaker.
Having taught tens of thousands of people in Australia, New Zealand, and Fiji, Konrad has had the unique opportunity of sharing the stage with the likes of Sir Richard Branson, Tim Ferris, and Randi Zuckerberg in audiences of up to five thousand people. Konrad has also been a regular contributor of articles to some of Australia’s leading published real estate investing media. With real,hands-on experience in building start-up companies to multi-national, Konrad’s unique balance of practical, in-the-field sales experience, first-hand depth of experience in finance and real estate knowledge, as well as executive management experience, has resulted in Konrad been one of the most sought after consultants in his field as well as being recognized by many as the one of the most progressive thinkers in the Industry at present.